Don't buythe story.

FutureWave Solutions underwrites small businesses for the people buying them, reviews the ones owners already run, and keeps the books, receivables and payables straight.

  • Fixed fees, quoted in one business day
  • Every number tied to a document

The listing said $185,000.

Here's what happens when we tie it back to the tax returns and bank statements.

What the books support $86,800

  1. Rent resets when the lease renews−31,200
  2. Owner works 60 hours a week, paid nothing−48,000
  3. "One-time" repairs that recur every year−12,600
  4. Commission income counted twice−6,400
Illustrative example of a typical convenience-store listing. Not a client deal.

Three services.
Fixed fees.

A written scope and a fee before any work starts. If the job grows, we ask first.

  • Business underwriting

    Before you offer or before you close. Earnings rebuilt from tax returns and bank statements, and a price the business can actually support.

    $500+48 hours to 7 days
  • One-time business review

    For owners. Margin by product and customer, where the cash leaks, and a ranked list of fixes with a dollar value on each.

    $2,000+2 to 3 weeks
  • Bookkeeping, AR and AP

    Books closed every month, customers chased before invoices go stale, bills paid on schedule with your approval.

    $600/momonth to month

How it works

  1. Send what you have

    A listing, a CIM, last year's tax return, a QuickBooks login. Whatever exists is enough to start.

  2. Get a fixed quote

    Within one business day: a written scope, a fee and a delivery date.

  3. We work the numbers

    Every figure tied back to a source document. If something is off, we call you that day.

  4. Findings, in writing

    A written report and a call to walk through it. You keep the workbook.

Run by an operator.

Hardeep Singh Founder, FutureWave Solutions

We've signed the leases, made payroll and chased the late invoices ourselves. That's the lens we bring to your numbers.

Hardeep co-founded and ran a logistics company for more than ten years, then worked in corporate finance across auto services, manufacturing and hospitality. We underwrite other people's deals the same way we underwrite the businesses we look at buying.

More about us

We write it all down on LinkedIn.

Deal teardowns from public listings, the checks we run on every P&L, and what we learn from the work.

Follow us on LinkedIn

Send us the listing or last year's P&L.

We'll tell you what we'd look at first and what it would cost. That first read is free.