Check the cash flow before you make an offer.

Send us the listing for the business you're looking at. For a flat $500, you get a written read on what the cash flow really supports and what price makes sense, within 48 hours of receiving the documents.

The listing said $185,000.

Most listings price off the seller's own number. We test each piece of it.

What the books support $86,800

  1. Rent resets when the lease renews−31,200
  2. Owner works 60 hours a week, paid nothing−48,000
  3. "One-time" repairs that recur every year−12,600
  4. Commission income counted twice−6,400
Illustrative example of a typical convenience-store listing. Not a client deal.

What you get for $500

For buyers of businesses under about $5 million who haven't made an offer yet.

In your written screen

  • Cash flow restated from the documents you have
  • Each add-back kept, cut or flagged as a question
  • Rent, wages and costs reset to what you would pay
  • Debt payments tested at your price and financing
  • A supportable price range, or a reason to walk away
  • Questions for the seller and broker, in priority order

What to send

  • The listing or offering memorandum
  • Any financials the seller has shared
  • The price you're considering and how you'd finance it

We mark which numbers tie to a document and which are still the seller's claim. If you go under contract, a full underwrite from tax returns and bank statements runs $1,500 to $3,500.

Send us the deal

Tell us what you're looking at. We'll reply within one business day to confirm the scope and what to send.

Please don't include tax returns or bank statements here. We'll send you a secure folder.

The type and location is enough, such as "gas station in central Ohio".

Who reads your numbers

Hardeep Singh Founder, FutureWave Solutions

Hardeep co-founded and ran a logistics company for more than ten years, then worked in corporate finance across auto services, manufacturing and hospitality.

More about us